They Need a Ventilator to Stay Alive: ALS, Insurance Battles, and ‘Ventilator Deserts’ in America (2026)

The survival of many individuals relies critically on access to ventilators—life-saving devices that, ironically, can be incredibly difficult to obtain due to systemic challenges. But here's where it gets controversial: the hurdles these patients face reveal deep flaws in how our healthcare system manages severe and chronic illnesses, often making life harder instead of easier.

Take Derek McManus, for example, a corporate executive diagnosed with ALS (amyotrophic lateral sclerosis), a disease that gradually destroys nerve cells controlling muscles—including those responsible for breathing. In October 2023, doctors confirmed his condition, and by August 2024, his lung capacity had decreased to just 78%. As ALS progresses rapidly, many patients require advanced mechanical ventilators—specialized machines that assist or fully take over breathing functions. These devices can cost insurers over $10,000, and despite their importance, gaining access to them isn't straightforward.

Derek’s family faced a series of obstacles; insurance initially refused coverage for the ventilator, citing policy restrictions, despite the critical safety features the machine offered—such as alarms for airway leaks or collapses, and the ability to run on portable batteries. Eventually, an independent medical review overturned the denial, recognizing the ventilator as necessary for his safety and quality of life. Since receiving it, Derek reports breathing easier, both physically and emotionally, now protected against accidental suffocation.

But many others face even more complex challenges to get equipped for life at home. For example, Michael DiPlacido, diagnosed with ALS while on vacation in Mexico, struggled to find a suitable nursing home in Missouri capable of caring for someone on a ventilator with a tracheostomy—none of the nearly 500 facilities in the state could accommodate him. Eventually, his family had to transport him out of state and shift between hospitals and private nursing homes. The costs grew sky-high; they spent over half a million dollars on care, including nurses and aides, often with financial help from online fundraising—yet his health continued to decline, and he ultimately passed away.

The reality is stark: only a tiny fraction of nursing homes nationwide are equipped with specialized units for ventilator-dependent residents. Federal data reveal that just 347 out of approximately 14,750 nursing homes have dedicated ventilator care units. In some states, like Missouri, no nursing homes offer such specialized services at all. Most facilities are ill-prepared to care for these patients; many residents requiring ventilator support remain in traditional nursing settings where the level of specialized care varies and often falls short.

Innovation exists, but it’s limited and under threat. In places like Massachusetts, facilities such as the Leonard Florence Center have pioneered models that promote independence, with residents controlling their environment through advanced technology—like tablets operated with eye movements. This approach not only improves quality of life but also reduces reliance on institutional care. Yet, these models are rare and often supported by generous funding or endowments, making them inaccessible to most.

Home-based ventilator care remains an attractive option for many, especially those who prefer to live at home. However, the journey to secure such care is fraught with bureaucratic delays, limited insurance coverage, and financial burdens. State Medicaid programs occasionally cover ventilator care, but enrollment can take months, and costs—including private nurse staffing—can be astronomical. Many families find themselves paying hundreds of thousands of dollars, often relying on fundraising efforts, to sustain their loved ones.

Insurance companies, meanwhile, frequently impose 'fail-first' policies. These policies require patients to try simpler, less effective devices like CPAP or BiPAP machines—a cost-saving but less safe option—before they will approve advanced ventilators. This can result in dangerous and prolonged periods of suffocation risk, as patients endure unsuccessful attempts with inferior equipment. Derek McManus’s case exemplifies this, where repeated insurance denials delayed access until an independent review mandated coverage, arguably saving his life.

Such policies raise profound ethical questions: Are insurance companies adequately prioritizing patient safety, or are cost considerations overriding critical needs? Many experts, including physicians treating neuromuscular diseases, argue that these policies disproportionately harm the most vulnerable. While insurance providers claim they are doing their best to provide 'appropriate care,' critics argue that bureaucratic hurdles and profit motives often impede timely and adequate access.

Innovative models like the Green House approach in Massachusetts offer a glimpse into what truly patient-centered care could look like—small, community-oriented living spaces where individuals on ventilators regain a measure of independence and dignity. These facilities are often Medicaid-funded and rely on advanced technology and dedicated staffing to deliver personalized, humane care. Yet, most such models are still limited to certain regions, and broader systemic support is lacking.

What's at stake is a fundamental question: Why does it seem that the United States, renowned for its medical innovation, lags behind in establishing comprehensive, accessible options for ventilator-dependent individuals? Years of systemic underinvestment, regulatory patchwork, and financial obstacles create a landscape where many are left stranded—far from family, in suboptimal facilities, or forced to deplete their life savings.

This investigation exposes the urgent need for reforms, greater investment, and compassionate policies to ensure that life-sustaining ventilators are accessible, not just as a privilege, but as a fundamental right. Are current healthcare policies genuinely serving the best interests of patients needing respiratory support, or are they perpetuating a cycle of struggle and marginalization? We invite you to share your thoughts—do you agree that the system needs a radical overhaul, or do you see room for a different approach? What’s your perspective on these life-and-death issues?

They Need a Ventilator to Stay Alive: ALS, Insurance Battles, and ‘Ventilator Deserts’ in America (2026)
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